Medigap Plan G – The Better Choice

The Baby Boomer generation is a hotly sought after market. Perhaps you’ve already had success marketing to baby boomers. But, you could be missing part of this group. If you are trying to market to a group called “Baby Boomers” you need to take a second look at this market and niche down your target age group.

The next step is you will want to consult an insurance broker that specializes in the various forms of coverage because at some point you will need to secure either a Medicare Advantage Plan or a traditional medicare gap cover plan. A good insurance broker will be able to clarify and expand on the research you have done previously so that you are aware of everything you need to know and ultimately will help you make a good decision about your Medicare coverage.

If an assisted living facility is needed then that could run $2000 to $3000 a month with inflation figured in on the latest statistics. That is $24,000 to $36,000 yearly, which does include the rent and many of the fees that go with living in a place like this.

When the fateful day came, and we received the last salary check from our former employer, all those subconscious thoughts from years ago came back to me with a bang.

Although all lines of insurance agents can launch a telemarketing campaign, this article is going to target the sale of individual health and life products. There is a different script and method for telemarketing consumers for senior products such as medicare supplements and P&C.

Mary decided to call the company direct and ask about her options. They told her they could offer her Medigap plan F for more than $100 less than I had quoted her.

The final pricing method is by community. This is also referred to as no age related policy. This type of policy is offered to those who are part of a large group of people that all share something in common. As long as you are all part of the same community, your age is not a determining factor in pricing. All policy holders will pay one flat fee that will not go up, except in cases of inflation. This is a good policy for those who need a fixed premium. It relieves financial pressure.