Health Reform And Long Term Care Health Insurance Changes

My name is Ms. Myriam L. Jimenez and I am a life long student, educator and mentor. I am the 4th child of a family of eight 2 older brothers and 5 sisters. My parents migrated from Puerto Rico to the United States in search of The Latin American Dream. My Father was a Merchant Marine and my Mother was a servant of the Lord & a home maker. When my Dad returned from serving in the Military he found work at a stainless steel factory, until one day the plant shut down. At the early age of 16 my parents took me out of J.H.S 118 in Bronx New York, so I can go to work to help them pay the rent, buy food, and take care of my siblings. I promised myself that if I ever had a chance I would finish my education.

There are a number of reasons that people choose to seek employment in the home health aide salary health care industry. Some people are attracted by the chance to help others in a very direct, even intimate way. Other health workers like the idea that you can get a well-paying job even without having a high school diploma. And, some like the flexible work hours that the position entails.

We’ve now established you need long term care insurance. LTC insurance is inexpensive if purchased at a young age. As with most forms of insurance, it is cheaper when you don’t need it.Think of it this way, you don’t have tornado insurance on your house. That day, you hear the weatherman call for a 100% chance of a category 5 tornado.In a panic, you call your insurance agent who quotes you an astronomical price. If you would have purchased tornado insurance last year, your premiums would have been much lower. The same goes with long term care insurance. If you purchase it when you don’t need it, you’ll save money in the long run. A 65 year old will pay more for insurance than who starts to purchase their insurance in their 40s.

There are a set of tasks the aide will not be able to do. Making an financial decisions or giving assistance in financial matters with a client is not allowed. They can’t give the medicine but they can remind the client to take it. In many circumstances the aide will stay overnight at a client’s home. If the aide wants to spend time with their family members or friends at your home, it will not be allowed. In most cases, an aide cannot use his or her own vehicle to transport the client. They have to use either the client’s vehicle or that of the service they work for.

We can do the same thing for retirement and beyond. Rather than letting the years drive you, you can take control of your own future. Rather than letting your health plan tell you which doctor you can or cannot see, or feeling that your children are (graciously) making different decisions for you than you’d like, or wishing you had spoken up in time to say that you didn’t want a medical procedure, a certain hha school, or a move out of your home, you can take control. You can let your loved ones know your wishes, and you don’t have to feel guilty or concerned about speaking up.

To become a home caregiver you’ll have to qualify for the job. You need to know how to give CPR and you need a course in First Aid. Caregivers will always need to keep their First Aid training up to date. They have to go through a background check so the home care services will see if they were in trouble with the law or have any law suits pending. They need to make sure the caregiver has no record and can work well with other people, people who can’t defend themselves. Home care Los Angeles caregivers must have clean backgrounds for this type of work.

Vacant commercial building burns to the ground – Detroit, Mich. – Fire fighters spent more than two hours fighting a blaze on Detroit’s east side Sunday night. The fire was so intense, witnesses said the flames lit up the whole east side of the city. Fire officials said old furniture, display cases and garbage inside the building fuelled the fire. The cause of the fire is still being investigated and is considered to be suspicious.

The case load of CHHA in nursing home may be over 8 per aide per day. There is little time for personal interaction. The family needs to visit a lot at different times and days to assess the conditions of care. It is well if a member of the family or church family can be present during meal times, especially if the person has difficulty feeding themselves.