For the first time in my life I do not have health insurance. After losing a job and taking my cobra benefit to the end being diabetic has prevented me, as an independent self employed person, to get insurance. I live in Alabama and this state has a high risk pool. The cost is exorbitant and few can afford to join. Though available to anyone with a pre-existing condition coming off cobra, only 1,400 people are currently able to afford this coverage. I applied for an individual Blue Cross policy with the understanding that preexisting conditions would not be covered for 365 days and I informed them of my diabetes. The denial letter said I was turned down for diabetes. They refused any coverage at all. I was extremely concerned that I would not be able to afford my medications.
Warts are highly contagious, but do not pose a threat to your health. We pick them up from other infected people, and in many cases they pass away again without any intervention, particularly in children. You should treat them out of respect for yourself and others, but other than that there is no reason to panic.
Our own governmental medical plans do not cover us when we live in Thailand (this is somewhat self-defeating, because they could save enormous amounts of money if they did). So we must be prepared to pay for private medical insurance. (Thais don’t have to worry. Their government plan covers everyone). Here again the news is good.
The problem with an HMO is that primary care physician stipulation. Your doctor has wide reaching control over the type and quality of your health care. With a broken arm for example, the scenario will go something like this. After you break your arm, you go to the emergency room to get an x-ray and a splint.
Know what your options are. Once you make your big announcement at work, go to your company’s personnel office. Collect information on https://lukemedikal.co.id/ksk-insurance-indonesia/, disability benefits, and family or maternity leave policies.
Be sure that you don’t tell lies on your resume because the truth can be discovered. Rather than lie about this event, simply omit it. You don’t know if your employer may figure out the truth later on.
In addition, the new health care bill has increased the limit for medical deduction. Currently if a person spends more than 7.5 percent of the adjusted gross income on medical treatment, this amount can be deducted from the taxable income. With the new bill, the limit has been increased to 10 percent of the adjusted gross income.